T&C and Privacy policy simple hub user

This privacy policy applies to the Simple Hub India (user) app (hereby referred to as "Application") for mobile devices that was created by simple hub india groups (hereby referred to as "Service Provider") as a Commercial service. This service is intended for use "AS IS".

Information Collection and Use

The Application collects information when you download and use it. This information may include information such as

Your device's Internet Protocol address (e.g. IP address)
The pages of the Application that you visit, the time and date of your visit, the time spent on those pages
The time spent on the Application
The operating system you use on your mobile device

The Application does not gather precise information about the location of your mobile device.

The Service Provider may use the information you provided to contact you from time to time to provide you with important information, required notices and marketing promotions.

For a better experience, while using the Application, the Service Provider may require you to provide us with certain personally identifiable information, including but not limited to address, mobile number, name. The information that the Service Provider request will be retained by them and used as described in this privacy policy.

Third Party Access

Only aggregated, anonymized data is periodically transmitted to external services to aid the Service Provider in improving the Application and their service. The Service Provider may share your information with third parties in the ways that are described in this privacy statement.

Please note that the Application utilizes third-party services that have their own Privacy Policy about handling data. Below are the links to the Privacy Policy of the third-party service providers used by the Application:

Google Play Services

The Service Provider may disclose User Provided and Automatically Collected Information:

as required by law, such as to comply with a subpoena, or similar legal process;
when they believe in good faith that disclosure is necessary to protect their rights, protect your safety or the safety of others, investigate fraud, or respond to a government request;
with their trusted services providers who work on their behalf, do not have an independent use of the information we disclose to them, and have agreed to adhere to the rules set forth in this privacy statement.

Opt-Out Rights

You can stop all collection of information by the Application easily by uninstalling it. You may use the standard uninstall processes as may be available as part of your mobile device or via the mobile application marketplace or network.

Data Retention Policy

The Service Provider will retain User Provided data for as long as you use the Application and for a reasonable time thereafter. If you'd like them to delete User Provided Data that you have provided via the Application, please contact them at contact@simplehubindiagroups.com and they will respond in a reasonable time.

Children

The Service Provider does not use the Application to knowingly solicit data from or market to children under the age of 13.

The Application does not address anyone under the age of 13. The Service Provider does not knowingly collect personally identifiable information from children under 13 years of age. In the case the Service Provider discover that a child under 13 has provided personal information, the Service Provider will immediately delete this from their servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact the Service Provider (contact@simplehubindiagroups.com) so that they will be able to take the necessary actions.

Security

The Service Provider is concerned about safeguarding the confidentiality of your information. The Service Provider provides physical, electronic, and procedural safeguards to protect information the Service Provider processes and maintains.

Changes

This Privacy Policy may be updated from time to time for any reason. The Service Provider will notify you of any changes to the Privacy Policy by updating this page with the new Privacy Policy. You are advised to consult this Privacy Policy regularly for any changes, as continued use is deemed approval of all changes.

This privacy policy is effective as of 2025-03-10

Your Consent

By using the Application, you are consenting to the processing of your information as set forth in this Privacy Policy now and as amended by us.

If you have any questions regarding privacy while using the Application, or have questions about the practices, please contact the Service Provider via email at contact@simplehubindiagroups.com.

Terms and Conditions

Terms and Conditions
Effective Date: [10-03-2025]

Welcome to Simple Hub India User App! These Terms and Conditions govern your use of our platform. By accessing or using the app, you agree to comply with these terms. If you do not agree, please do not use our services.

1. Definitions

"Platform" refers to Simple Hub India User App.
"User" refers to any individual accessing or using the app.
"Vendor" refers to service providers registered on the platform.
"Lender" refers to individuals providing financial services through the platform.

2. User Eligibility

You must be 18 years or older to use our services.
You must provide accurate information during registration.
We reserve the right to suspend or terminate accounts with false or misleading information.

3. User Responsibilities

Users must abide by all applicable laws while using the app.
Users shall not engage in fraudulent, abusive, or illegal activities on the platform.
Users must respect service providers and follow agreed-upon terms for services availed.

4. Vendor & Service Usage

The app connects users with verified vendors for various services.
Simple Hub India does not guarantee the quality, safety, or legality of vendor-provided services.
Any disputes between users and vendors must be resolved directly between the parties.

5. Payments & Transactions

Payments must be made through authorized channels provided in the app.
Simple Hub India is not responsible for payment disputes between users and vendors.
Refunds, if applicable, are subject to our Refund Policy.

6. Referral Program

Users can participate in the referral program and earn commissions as per the platform’s policy.
Referral earnings are subject to verification and compliance with our guidelines.
Misuse or fraudulent referrals may result in account suspension and legal action.

7. Privacy & Data Protection

We collect and store user data as per our Privacy Policy.
Users must not share sensitive personal data with unverified vendors or third parties.

8. Account Suspension & Termination

We reserve the right to suspend or terminate any user account that:
- Violates these terms.
- Engages in fraud, abuse, or misconduct.
- Uses the platform for unauthorized commercial purposes.

9. Limitation of Liability

Simple Hub India is a service facilitation platform and is not liable for disputes or damages arising from vendor-user interactions.
We do not guarantee uninterrupted access to the platform. Downtime may occur due to technical reasons.

10. Amendments & Updates

We reserve the right to modify these Terms & Conditions at any time.
Users will be notified of significant changes via in-app notifications or email.
Continued use of the app after modifications implies acceptance of new terms.

11. Governing Law & Dispute Resolution

These terms are governed by Indian laws.
Any disputes arising shall be resolved through arbitration in India.